Are Fixed Index Annuities Safe? The Full Truth About FIA Risk
Principal protection sounds great—but what does it actually mean? We break down the real risks of FIAs, from insurance company solvency to inflation erosion.
Read Article →2026 FIA Cap Rates: What's Driving the Changes & What to Expect
Cap rates hit 9-12% in 2026—the highest in years. We explain why, which carriers lead the market, and whether now is the right time to lock in.
Read Article →How to Choose Between Multiple FIA Offers: A 6-Step Framework
You've received quotes from 3-5 carriers. Now what? Our decision framework walks you through comparing cap rates, riders, financial strength, and more.
Read Article →Fixed Index Annuities vs. CDs in 2026: Which is Right for You?
Both offer principal safety, but that's where the similarities end. We compare liquidity, growth potential, taxes, and ideal use cases.
Read Article →Understanding FIA Crediting Methods: Annual Point-to-Point vs. Monthly Averaging
Crediting strategies determine how your interest is calculated. We explain the most common methods, their historical performance, and which to prioritize.
Read Article →5 Red Flags When Buying a Fixed Index Annuity
Not all FIAs—or advisors—are created equal. Warning signs to watch for that could signal a bad product or pressure sales tactics.
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